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Insurance claims can be very complicated and confusing to deal with, and during the aftermath of such a large disaster as Hurricane Ida, filing can be even more so. We know how you and your family are feeling right now because we lived through the storm, and subsequent struggles, ourselves. Many victims of the hurricane lost their homes to damage and destruction, but this doesn’t mean you have to be financially ruined forever. Our firm is here to help give you more information on what steps to take when filing a Hurricane Ida insurance claim. We want to try to make this process as simple and
straightforward as possible so that you and your family don’t have to worry.

The first thing you will want to do is contact your insurance company. It may be somewhat hard to get through to the right person because of the high volume of calls they are getting, so make sure you note who you speak with and everything that was discussed. If you’re unsure about what you’re covered for in your specific policy, this is a great time to ask. Also, if you do not have a copy of your insurance policy go onto your insurance company’s website and download a copy.

Because of the large amount of claims that are coming in, the insurance company may find it difficult to send someone out to your property to assess the damage and get photographic evidence. If previous disasters are anything to go by it may take weeks or even months. If you have already started to clean some of the debris or throw away damaged property, the insurance agent might claim that it never existed, and therefore won’t be covered. However, you and your family can combat this by taking very detailed photographs of your property damage. Be sure to get every dent and scratch, no matter how small. If you don’t have access to a camera, or are unsure what to photograph, we can go out personally to your property to help you collect evidence of your damage for your Hurricane Ida insurance claim.

Besides taking photos and documenting damage, it is also important for you to keep records of all purchases made that may have been due to the hurricane. This includes receipts for all purchases made to clean and repair damaged property, as well as purchases made while evacuating, such as travel, gas, and hotel costs. All of these purchases may be covered under your policy. The more evidence and detailed records you keep, the harder it will be for an insurance company to dispute your claim. Many insurance companies are trying to pay as little as possible to their clients because of the amount of clients affected by the hurricane. Our firm can help fight the insurance company to go after your  full amount of compensation.

Filing a Hurricane Ida insurance claim may seem like a daunting task without all the extra legwork required to collect evidence and keep documentation added on to it. Borojevic Law Firm, LLC can help you each and every step of the way. We will not only make sure that your records will stay organized and detailed, we will also help you determine whether you are being treated fairly by your insurer and getting the correct amount of compensation you are owed for all damages. Contact us at (504) 715-3625 or at today.

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